ABOUT UMINO

UMINO Community Loan Services is a private company limited by shares that provides financial services to rural parts of Zambia.

UMINO is derived from “UMoyo wa bwINO”, meaning “a good life,” and provides Small and Medium Enterprise (SME) loans.

The organisation provides financing, business education and advice, and business connections to entrepreneurial rural Zambians to support business start-up and growth.

JOB OVERVIEW

The Loan Officer is responsible for receiving loan applications, assessing business plans and conducting follow-up visits with clients.

The role also requires preparation of weekly work plans and undertaking other duties assigned by the supervisor.

JOB REQUIREMENTS

• Ability to ride or learn how to ride a motorbike is a must.
• Full Grade 12 Certificate with credits in English and Mathematics.
• Tertiary education in Business Studies or Agriculture-related courses.
• Strong attention to detail.
• Trustworthy, self-motivated and able to work with minimal supervision.
• Very high reliability, integrity and efficient working style.
• Basic knowledge of Microsoft Office package tools.
• Good spoken English and interpersonal skills.

PRIMARY RESPONSIBILITIES

• Create and manage your own loan portfolio.
• Market and sell company products and services to customers.
• Assess loans based on UMINO guidelines.
• Present supportable business ideas with proper and complete loan proposals to the Branch Manager.
• Monitor clients by conducting regular on-site visits according to established guidelines.
• Coach loan recipients and evaluate business activity during on-site visits.
• Write weekly reports.
• Keep the Branch Manager updated regarding loan portfolio performance so potential problems can be addressed proactively.
• Report to the Branch Manager on a day-to-day basis.

KEY COMPETENCIES

HOW TO APPLY

The supplied advert instructs applicants to submit their application and detailed Curriculum Vitae as one PDF document.